Micro Loan

Are you a new or existing micro business owner and looking for opportunity to start and expand it? DELTA Micro loan product is designed to fulfill your need for cash flow purpose, operation needed, expand the business and needed for family as well. The product can be given either individual or group.
  • Simple conditions and fast approval service
  • Acceptable interest rate
  • Flexible Loan term and repayment mode
  • Currency can be (USD) or (KHR)
  • All kinds of collaterals are accepted and discussed

Currency KHR & USD
Interest Rate 1.50% and Above
Loan amount Up to USD 2,500
Loan Term Up to 3 years
Collateral All kinds of collaterals are accepted. These are noted as follows.

  • Soft title deed
  • Hard title deed
  • Third Party title deeds
  • Motor/Car Registration Card
  • Another type of collaterals, can be negotiate

Loan Repayment

  • Equal weekly/bi​ weekly/monthly principal and interest (“EW/B/MP”)
  • Equal weekly/bi weekly/monthly Installment (“EW/B/MI”)
  • Equal Monthly/Semi-Annually/Annually Principal Repayment and Interest monthly.

Early Loan Repayment 75% of interest to be collected is given back to clients when they pay off the loan.

Eligibility

  • Borrower of 18-65 years old
  • Legal, harmless business (not an environmentally or socially damaging business).
  • Loan repayment capacity is exceeded 70% of net cash flow from the business per period (Principal and Interest)
  • Positive information at Credit Bureau of Cambodia.

Required Documents

  • Completed Application form
  • National ID/Passport/Family Book
  • Collateral Documents (strong/soft title deeds/car/motor registration card, etc.)

Please visit and DELTA branches close to your office or location or talk to our lending specialist or contact our customer service or by www.delta-plc.com or call at 081 777 155 for more information.

What Is Micro Loan?

Micro Loan is a loan that provides the customer a source of funding for starting and expanding the business.

What Is the Loan Term?

Loan Term is 3 months up

What are the basic eligibility criteria to apply Micro Loan?

The basic eligibility criteria of the borrower to apply for Micro Loan are:

– Must be a starter or be in business for at least 3 months
– Sound financial stability of the business
– All Kinds of collaterals are accepted to pledge for the loan.

For more details, please talk to our specialist.

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